Permanent Residency in Paraguay: What Changes After DNM 407/2026

Resolution DNM N° 407/2026 is a regulatory decision issued by the Dirección Nacional de Migraciones in June 2026. It clarifies the conditions for Acreditación de Solvencia Económica, the proof of economic solvency required when moving from temporary residency to permanent residency.

It is grounded in two foundational pieces of legislation:

• Loi N° 6984/22: the Paraguayan migration law, which establishes temporary residency as a mandatory prior step to permanent residency and defines the categories of residents.
• Loi N° 3565/08: the Mercosur residency framework, applicable to nationals of member and associated states.

Resolution DNM N° 407/2026 organizes the proof of solvency into several activity categories, each tied to specific supporting documents.

No minimum income threshold is set by law. Any foreign document must be apostilled and translated by an official Paraguayan translator.

This is the question most often asked by digital nomads, international freelancers and retired expatriates in Paraguay. It deserves a clear and nuanced answer.

What the law actually says

Loi N° 6984/22 and resolution DNM N° 407/2026 do not impose the RUC as a general and absolute condition for permanent residency. The RUC is specifically required for residents who wish to prove their solvency as self-employed workers, merchants or service providers carrying out a taxable activity in Paraguay.

For a resident whose income comes exclusively from abroad (foreign pension, foreign salary, foreign dividends, compensation from an LLC or non-Paraguayan company) and who does not declare any self-employed activity in Paraguay, the RUC is not a legal residency requirement.

Important nuances to know

Two situations nevertheless call for caution:

1. You are registered with the DNM as "self-employed" or "service provider". If your temporary residency category was filed under a self-employed activity profile, documentary consistency is checked when moving to permanent status. An inconsistency between the declared profile and the absence of a RUC can block the file. If your temporary residency was established using a diploma as proof of solvency and a liberal-profession profile, the RUC question does not arise in the same way.

2. You receive foreign income from an activity that you physically carry out from within Paraguay. In this case, the Paraguayan tax boundary may apply depending on the nature and source of the income under Loi N° 6380/19 (the IRE, IVA and IRP tax regime) administered by the DNIT. The RUC question then becomes tax-related before it is migration-related.

Beyond the RUC question, it is the entire logic of proof of solvency that is evolving. Before resolution DNM N° 407/2026, an apostilled university diploma could be enough, on its own, to satisfy the economic solvency requirement. The logic was implicit: a holder of a higher-education degree was presumed capable of supporting themselves.

That assumption is now over.

The resolution clearly establishes that economic solvency can no longer be based on an academic qualification without demonstrating a real, paid activity. In other words: the degree is no longer enough, the activity must be proven.

Unlike the diploma route, some residents choose to rely on the RUC. For those who wish to use it as proof of solvency, because they carry out a self-employed activity or simply prefer this route, the resolution introduces a scheduling constraint that is rarely anticipated.

The DNM requires IVA filings for the last three months as evidence. Yet a newly opened RUC does not generate those filings retroactively.

Schedule reminder: under Loi N° 6984/22, the permanent residency application must be filed between the 21st and 24th month following the issue date of the temporary residency card. It must therefore be initiated no later than 90 days before that card expires.

You are approaching month 21, with no RUC, with foreign income

Your file can be put together without a RUC, provided your foreign supporting documents (contracts, statements, pension or income certificates) are apostilled, translated and consistent with your residency profile. A file audit by your lawyer is needed to validate the acceptable documents.

You are approaching month 21, with no RUC, with a declared self-employed activity

If your temporary residency was established with a self-employed or liberal-profession profile, the absence of an active RUC may create a documentary consistency problem. Consult a lawyer without delay to anticipate this situation.

You are starting your temporary residency

You have the time needed to choose and prepare your solvency strategy. If you opt for the RUC route, open it within the first 12 months of your temporary residency so that you have a sufficient tax history by the time you move to permanent status.

Every file is different. Proof of solvency depends on your temporary residency profile, your income sources and your tax situation. For an overview of the whole process, see our complete guide to permanent residency. A file audit carried out by a Paraguayan lawyer helps secure your conversion before filing.